Disability Insurance

What is Disability Insurance?

Disability Insurance gives you a tax-free monthly payment to help replace your income and cover your expenses if an illness or injury keeps you from working. While a disability can often be visible to the naked eye, not all disabilities are so easily recognized. Chronic pain or a mental health issue can also qualify as a disability.

How does it work?

  • Choose the amount you want and add optional benefits to customize your coverage.
  • Pay your monthly premium.
  • File a claim if you become disabled.
  • Receive your monthly payments when the waiting period ends. The waiting period is the number of days from the date you’re disabled until the benefit start date.
  • Your payments stop when your benefit period ends or you return to work.

Book an Appointment

Get a quote from a Financial Advisor.

Book an Appointment
Book an Appointment