Travel Insurance

What Is Travel Insurance?

Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed suitcase, or significant, like a last-minute trip cancellation or a medical emergency overseas.

A few things you should know about travel insurance

  • Benefits vary by plan. It’s important to choose a plan that fits your needs, your budget and your travel plans. Here are definitions of all available travel insurance benefits.
  • Travel insurance can’t cover every possible situation which means it covers only the specific situations, events, and losses included in your plan documents, and only under the conditions that are described in the plan.
  • Travel insurance is designed to cover unforeseeable events— not things you could easily see coming, or things within your control. For example, if you wait to buy travel insurance for your beach trip until after you find out that a hurricane is moving toward your destination, your losses wouldn’t be covered.

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